Sunday, 5 June 2011

When changing car insurance companies, do you have to have your car certified? PLEASE ANSWER?

The car is already insured and has been for several years. I had in certified when I first got the car and it%26#039;s first insurance policy with me. I have moved and am in a part of the country my insurance company does not cover and am in need of a new company. Do I have to have my car inspected and certified by a mechanic before hand?





I asked this question in the proper section but no one answered. I know there will be someone here to see it that might know.





Thank you.|||No you don%26#039;t. You can just go get some insurance. love honey|||It all depends on the insurance company you choose and whether or not you are getting no fault or full coverage. If you are getting full coverage, then most likely the insurance company will want to look at the car to make sure there is no internal or external damage.|||I didn%26#039;t have to have mine certified when I moved and changed companies. and I have since moved again and didn%26#039;t do it.





I don%26#039;t know if it is something that certain insurance companies require, but I have not run into it|||You can Insure a hunk of crap! They will take you money!





If you already got it %26quot;certified%26quot; then why ask the question?





You need a clean title if it%26#039;s paid off. and your good!|||Hello,


You should be able to insure any car out there for the most part. I have heard of inspections, but doubt you would need to. I%26#039;ve never done it.


You should get multiple quotes and see what%26#039;s the lowest.....





A guy I ran into at my doctor%26#039;s office yesterday gave me a flier for insurance and the rate was much lower than what I am paying today. Like about $250/year lower or so.





I got like 5 quotes and they tell you the lowest company out of them all. Three of them were lower than mine. Best is that the company itself doesn%26#039;t sell the insurance; they just give you the info on who is the best price, so you know it is real. I would never use the numbers from a company that actually sells the insurance themselves, as I really don%26#039;t trust their numbers are reality (I am a skeptic, if you haven%26#039;t noticed).


Some of the quotes you get are from:


Progressive


Esurance


The Hartford


Safeco Insurance


Travelers鈥?and some others.


Here%26#039;s the link to the website on the flyer:





https://www07.answerfinancial.com/Primer鈥?/a>





You have to enter the code he gave me (he obviously gets some sort of credit for it. I tried to do this without the code and they wouldn%26#039;t let me....said that since they don%26#039;t advertise anywhere this was the only way they operate - they said the insurance was not going to be any higher going through this guy than if I could have gotten around him). If you knew someone else that sold this insurance I suppose you could ask them for their code so they would get the credit. The funny thing is the guy doesn%26#039;t ever deal with you, just gets the credit I guess.





Or you can call their number at 877-855-8111and give them the info:





or website and punch it in.





https://www07.answerfinancial.com/Primer鈥?/a>





Code TLG55 Name: Garland





Hope this helps!





Joe B.

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