Car insurance- changing car PLEASE HELP?

I'm 18, female and am currently insured on a 1.1 litre peugeot 206. The policy cost me 拢1100 around 2 months ago.



I'm going to look at a new car this afternoon, a 1.8 ford focus petrol, 3 door. I did an online quote for this car, under the same details, and it was 拢1495, so 拢395 more than my current policy.



Are the insurance company likely to charge this additional amount of 395 to upgrade the car on the policy? What are the chances of them charging me more than the difference in quotes?



I rang up earlier but their system is down at the moment, and to ring back this afternoon- problem being i'm going to see the car in an hour or two, and if the insurance is too much then its a pointless waste of time and i need to express interest or leave it.... any ideas?



thanks so muchCar insurance- changing car PLEASE HELP?Yes, they will charge you the difference, pro rata, so it shouldn't be so much as you are 2 months in to the year. I would just wait and check with the insurance company. If the car is gone, there will be plenty more focus' for you to pick from.
Car insurance- changing car PLEASE HELP?
It will hopefully cost slightly less as you will only pay for 10 months at the higher rate so that would be around 拢330 assuming there is no admin charge for change of details.
Car insurance- changing car PLEASE HELP?
Try Swiftcover they were by way the cheapest I could find and they're part of Axa



Link to Swiftcover here

http://www.s2d6.com/x/?x=c%26amp;z=s%26amp;v=739822
They'll charge you for the remaining 10 months on your policy...
The insurance company will almost definitely charge you extra to change to that specific car. Especially when you consider its much more powerful and you're a young new driver. Some insurance companies can even refuse to insure you on higher powered cars until you get older, you can always switch to a cheaper insurance provider at any time!



Martin Lewis (moneysaving expert) website has lots of detailed info on how to get cheeper insurance link below
PLEASE PLEASE TRY ...QUINN DIRECT.. IM 22 I HAVE NOT GOT MY DRIVERS LICENSE AND I AM THE MAIN DRIVER ON A 2LTR AND ITS ONLY 拢39.00 A MONTH ALSO THE MORE NAME DRIVERS YOU HAVE ON YOUR INSURANCE WITH A GOD CLEAN DRIVING LICENSE AND NO CLAIMS THE CHEAPER IT GETS...GOOD LUCK
If it's with your same insurance company they will charge you at a percentage of your time remaining (plus a possible admin fee). Eg, 拢395 / 12 = 拢32.92. So, if you have 5 more months of your policy to run, they should charge you 拢164.60 (plus admin fee) to change to the new car.



If you are changing insurance company you will have to pay the entire 拢1495 to the new company and reclaim (if allowed under your policy) any time left (minus admin fee/charge).
They will probably keep the change so to speak
Well... 拢1500 is too way expensive. Search for cheaper quotes.

You can try this company - http://autoinsurance.bebto.com - I personally have their car insurance for my Focus in London and it much cheaper (about 拢50 per month).